Feature

Automated tax-loss harvesting

Most investors leave money on the table every December because finding tax losses by hand is tedious. Axiom does it automatically, across your whole portfolio, and shows you the dollars saved.

What tax-loss harvesting actually is

When an investment is worth less than you paid, selling it "realizes" a loss. That loss can offset capital gains elsewhere in your portfolio, and up to a limit of ordinary income, lowering your tax bill. In many cases you can buy the position back after the wash-sale window and keep your exposure.

Why people miss it

The opportunity is real, but spotting it means cross-referencing every position's cost basis against your realized gains, then checking the wash-sale rule on each one. Across a real portfolio, that is hours of spreadsheet work, so it usually does not happen.

How Axiom automates it

1. Scans your whole book for unrealized losses the moment your brokerage syncs.
2. Matches losses to gains so you can see exactly what each sale would offset.
3. Estimates the tax saved at your bracket, in dollars, not vague percentages.
4. Flags the wash-sale window so you know when you can repurchase.

For example, Axiom might surface that selling three lagging positions realizes $11,200 in losses and saves an estimated $4,218, then remind you each can be repurchased after 30 days. You decide and place the trades; Axiom just makes the opportunity impossible to miss.

It pays for itself

Axiom Pro is $9.99 a month. A single well-timed harvest is often worth far more than a year of the subscription, which is why tax intelligence is one of the most-used features in the platform.

Tax-loss estimates are informational only and not tax advice. Consult a qualified professional. See our Disclosures.